Buckets of Money: How to Retire in Comfort and Safety Common sense trumps greed! – D. Meredith – Minneapolis, MN
How rare to find a well-credentialed financial planner who stresses sound strategy over product sales! Mr. Lucia is personable and credible, backed by strong academic research from respected economists and even Nobel laureates. If he comes across as non-slick and unsophisticated, all the better! As the proof of the pudding is in the eating, so the retirement goals of his Buckets strategy are emminently achievable. I have become “bucketized” by this book and I sleep better at night in my first year of retirement! A must read!
I purchased this book 2 years ago, read it and decided I’d actually DO something when we were closer to retirement. Well, now we are 3 months away from retirement, I moved our 401k’s to cash this year (before the crash) and thanks to Ray Lucia’s ideas, we have enough cash for 12-15 years’ expenses and unlike most people in this melt-down stock market, we will not have to postpone retirement. His theory is simple: 3 buckets: a bucket of enough cash to get you thru the 1st 7 yrs of retirement; a bucket of bonds to get you thru the 2d 7 years of retirement; a bucket of growth investments that you won’t need for 15 years, which will hopefully get you thru all this market volatility. He does makes specific recommendations for each bucket, but the basic idea is simple and removes the risk of retiring too early and running out of money.
My husband and I will be retiring next year, and because of the 3 Bucket book, we will not have to postpone it. I have recommended this book to all my friends who are nearing retirement. If you are within 10 years of retirement, you need to read this book and act on it! : A proven way to financially prepare for retirement
Are you wondering if you can make your retirement savings last?
Concerned about inflation reducing your purchasing power?
Worried about the stock market’s violent swings?
In Buckets of Money: How to Retire in Comfort and Safety, nationally recognized Certified Financial PlannerTM and radio personality Ray Lucia offers you a smart and conservative way to protect and grow your nest egg–so you can enjoy a comfortable retirement without worrying about your money running out.
Developed by Lucia over his thirty-year career as a financial planner, the “Buckets of Money” technique is a proven way to achieve both income and growth, while guarding against the ravages of inflation. Buckets of Money is filled with in-depth insights and practical advice that will help you assess your retirement situation, save the money you need to last your entire lifetime, and adjust your plan to good times and bad.
Regardless of your age, income, net worth, or investment experience, you need to have a solid plan for your retirement years. Buckets of Money provides you with such a plan, and shows you the best way to implement it.
Buckets of Money: How to Retire in Comfort and Safety
- Ready…Set…Retire!: Financial Strategies for the Rest of Your Life
- Yes, You Can Still Retire Comfortably!: The Baby-Boom Retirement Crisis and How to Beat It
- Live It Up Without Outliving Your Money!: Getting the Most From Your Investments in Retirement
- Protect Your Buckets of Money: Retire Right and Get Your Future Back on Track
- Retirement Income Redesigned: Master Plans for Distribution: An Adviser’s Guide for Funding Boomers’ Best Years (Bloomberg Professional)
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