Archive for the ‘Blog’ Category

Buckets of Money: How to Retire in Comfort and Safety

Friday, March 19th, 2010

Buckets of Money: How to Retire in Comfort and Safety Common sense trumps greed! – D. Meredith – Minneapolis, MN
How rare to find a well-credentialed financial planner who stresses sound strategy over product sales! Mr. Lucia is personable and credible, backed by strong academic research from respected economists and even Nobel laureates. If he comes across as non-slick and unsophisticated, all the better! As the proof of the pudding is in the eating, so the retirement goals of his Buckets strategy are emminently achievable. I have become “bucketized” by this book and I sleep better at night in my first year of retirement! A must read!
I purchased this book 2 years ago, read it and decided I’d actually DO something when we were closer to retirement. Well, now we are 3 months away from retirement, I moved our 401k’s to cash this year (before the crash) and thanks to Ray Lucia’s ideas, we have enough cash for 12-15 years’ expenses and unlike most people in this melt-down stock market, we will not have to postpone retirement. His theory is simple: 3 buckets: a bucket of enough cash to get you thru the 1st 7 yrs of retirement; a bucket of bonds to get you thru the 2d 7 years of retirement; a bucket of growth investments that you won’t need for 15 years, which will hopefully get you thru all this market volatility. He does makes specific recommendations for each bucket, but the basic idea is simple and removes the risk of retiring too early and running out of money.

My husband and I will be retiring next year, and because of the 3 Bucket book, we will not have to postpone it. I have recommended this book to all my friends who are nearing retirement. If you are within 10 years of retirement, you need to read this book and act on it! : A proven way to financially prepare for retirement

Are you wondering if you can make your retirement savings last?
Concerned about inflation reducing your purchasing power?
Worried about the stock market’s violent swings?

In Buckets of Money: How to Retire in Comfort and Safety, nationally recognized Certified Financial PlannerTM and radio personality Ray Lucia offers you a smart and conservative way to protect and grow your nest egg–so you can enjoy a comfortable retirement without worrying about your money running out.

Developed by Lucia over his thirty-year career as a financial planner, the “Buckets of Money” technique is a proven way to achieve both income and growth, while guarding against the ravages of inflation. Buckets of Money is filled with in-depth insights and practical advice that will help you assess your retirement situation, save the money you need to last your entire lifetime, and adjust your plan to good times and bad.

Regardless of your age, income, net worth, or investment experience, you need to have a solid plan for your retirement years. Buckets of Money provides you with such a plan, and shows you the best way to implement it.
Buckets of Money: How to Retire in Comfort and Safety

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How to Raise a Drug-Free Kid: The Straight Dope for Parents

Thursday, March 18th, 2010

How to Raise a Drug-Free Kid: The Straight Dope for Parents Great stuff! – R. Lawrence – Mississippi, USA
Gave this to my daughter for a gift because of her six year old son. Don’t want to take any chances……….
Finally, a REAL “how to” book taking on some of the tough parenting issues. This book should be handed out by pediatricians to patients and should be a must read for all parents, aunts and uncles.

Califano gets it right. The best prevention starts at home. Anyone who worries about what to say when a child starts to ask about drugs and alcohol will find this book to be invaluable. Califano’s tips and techniques on how to talk to our children are simple and easy to follow. Nowadays it’s easy to be cynical and think “it’s just another parenting book”, but this book goes beyond the basics and is a great tool for parents and relatives who, like me, worry about their children being exposed to drugs.

: Nearly every child will be offered drugs or alcohol before graduating high school. The good news is that a child who gets to age twenty-one without smoking, using illegal drugs, or abusing alcohol is virtually certain never to do so…and kids who learn about drugs from their parents are much likelier to resist these temptations.

Based on nearly two decades of research at The National Center on Addiction and Substance Abuse at Columbia University, How to Raise a Drug-Free Kid: The Straight Dope for Parents offers advice and information on how to prepare your child for the crucial decision-making moments and on many of the most daunting parenting topics, including:

• When and how to talk to your kids about drugs and alcohol
• How to respond when your kid asks, “Did you do drugs?”
• How to know when your child is most at risk
• How to prepare your teen for the freedoms and perils of college

How to Raise a Drug-Free Kid: The Straight Dope for Parents

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Wrestling with Moses: How Jane Jacobs Took On New York’s Master Builder and Transformed the American City

Tuesday, March 16th, 2010

Wrestling with Moses: How Jane Jacobs Took On New York’s Master Builder and Transformed the American City This short book details the protests inspired and led by Jane Jacobs against various projects spearheaded by Robert Moses in New York’s Greenwich Village in the 1950’s and 60’s.

It is extremely well researched and much more substantial than the biography of Jane Jacobs by Alice Alexiou. Actually, it deals not only with Jane Jacobs’ life but also with Robert Moses’. Anecdotally, it even includes poems written by Jacobs and Moses in their student days! The photographs add significantly to the contents and are very revealing of the times.

The essence of the book is narrative but the analytical epilogue is of the greatest interest with respect to the true impact of both protagonists on our cities and our ways of thinking. It could actually be read quite separately from the rest of the work.

Sadly, the layout in the hardcover version is blandly traditional with the strictly black and white photographs grouped together in unnumbered pages towards the middle of the book.

Worse, the writing style is hampered by an organization that is thematic and not strictly chronological. This leads of course to some repetition from one chapter to another. The lack of chronology sometimes also confusingly occurs within a single paragraph. The High Line Park of 2009 is for instance introduced in the discussion of freight transportation in the 60’s.

Overall, however, this book is warmly recommended to those curious and concerned with the development of cities and its history.
: To a young Jane Jacobs, Greenwich Village, with its winding cobblestone streets and diverse makeup, was everything a city neighborhood should be. The activist, writer, and mother of three grew so fond of her bustling community that it became a touchstone for her landmark book The Death and Life of Great American Cities. But consummate power broker Robert Moses, the father of many of New York’s most monumental development projects, saw things differently: neighborhoods such as Greenwich Village were badly in need of “urban renewal.” Notorious for exacting enormous human costs, Moses’s plans had never before been halted–not by governors, mayors, or FDR himself, and certainly not by a housewife from Scranton.

The epic rivalry of Jacobs and Moses, played out amid the struggle for the soul of a city, is one of the most dramatic and consequential in modern American history. In Wrestling with Moses, acclaimed reporter and urban planning policy expert Anthony Flint recounts this thrilling David-and-Goliath story, the legacy of which echoes through our society today.

The first ordinary citizens to stand up to government plans for their city, Jacobs and her colleagues began a nationwide movement to reclaim cities for the benefit of their residents. Time and again, Jacobs marshaled popular support and political power against Moses, whether to block traffic through her beloved Washington Square Park or to prevent the construction of the Lower Manhattan Expressway, a ten-lane elevated superhighway that would have destroyed centuries-old streetscapes and displaced thousands of families and businesses.

Like A Civil Action before it, Wrestling with Moses is the tale of a local battle with far-ranging significance. By confronting Moses and his vision, Jacobs forever changed the way Americans understood the city, and inspired citizens across the country to protest destructive projects in their own communities. Her story reminds us of the power we have as individuals to confront and defy reckless authority.
Wrestling with Moses: How Jane Jacobs Took On New York’s Master Builder and Transformed the American City

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